Down Payment Assistance for Retired Veterans Moving to Florida

The Florida Hometown Heroes Housing Program Makes Homeownership Affordable for Eligible Veterans.

This program provides down payment and closing cost assistance for all Active Duty Military Members and Veterans. You must qualify and purchase a primary residence. You DO NOT have to be a first-time homebuyer! The Florida Hometown Heroes Loan Program also offers a low first mortgage rate and additional special benefits to those who have served and continue to serve their country.

Down Payment and Closing Cost Assistance to income-qualified Homebuyers up to 5% of the First Mortgage Loan Amount (maximum of $25,000), in the form of a 0%, non-amortizing, 30-year Deferred Second Mortgage.

Veterans Retiring and Moving to Florida are Eligible!

This Second Mortgage becomes due and payable, in full, upon sale of the property, refinancing of the first mortgage, transfer of deed or if the Homeowner no longer occupies the property as his/her primary residence.

County Loan Limits- Okaloosa & Walton-FHA/USDA $539,350 
Conv/VA $647,200  Bay-FHA/USDA $420,680 Conv/VA-$647,200

 County Income Limits- Okaloosa-$131,850 Walton-$118,950
Bay-$118,950

The Florida Hometown Heroes loan is not forgivable.


To Help Get You in Your New Home, I will Personally Rebate Up to $5000 Towards Your Closing Costs at Closing if You Use Me as Your Agent When Buying a Home! Rebate Amount is Based on Purchase Price.

Contact Me Now For More Information 850-460-0704

Hometown Heroes Housing Program